What is the Average Copay When Seeing NYC's Top Neurologists?
Financial concerns are a major factor for those who are seeking medical care. It is common for people to want to find relief from their symptoms. A foremost concern is how one can obtain medical care without adversely affecting their finances. Ideally, a person should be able to seek help from a top NYC neurologist's medical office.
Seeing an neurology expert may be exactly what you need to get relief from your pain, and may be less expensive than you think.
Top NYC Neurology Insurance Coverage
Medical insurance can drastically reduce the amount of money you are required to pay out of pocket to see a top NYC neurologist. The payment structure for insurance can vary drastically based upon the type of policy that you have. Typically, there are three things you should know about your medical insurance policy:
- Deductible – Your deductible refers to the amount of money you must pay out of pocket before your insurance begins to pay for any services. For example, if your deductible is $1,000, you must pay $1,000 for your own medical care before your insurance policy will pay for any treatment. This is true even if the treatment you received is covered by the insurance policy. Some policies have no deductible while others may have extremely high deductibles.
- Copayment – A copayment - commonly referred to as a co-pay - is a flat fee that you are required to pay at the time of service. You may have different amounts depending upon the type of office visit you have. Often there are different copayment amounts for wellness visits, appointments with your primary doctor, and appointments with specialists.
- Coinsurance – Coinsurance means that you are required to pay a percentage of the cost of your medical treatment after your deductible is met. There are standards in place that cap how much the insurance company pays for certain services. For example, if the standard for an office visit is $100 and your coinsurance is 20 percent, you are responsible for $20.
NYC Neurology Insurance Copays
In order to understand your out of pocket cost to see a top neurologist in NYC, you must understand how your insurance works. Next, it is important to understand if your chosen neurologist is in your insurance company's networth of doctors. Selecting an in network provider ensures that you minimize the amount of money you pay for neurological care, while maximizing the amount of benefits you receive.
The top neurologists NYC experts are located at NY Neurology Associates. To begin your journey toward addressing your neurological concerns, contact the experts at NY Neurology Associates today. If you would like to schedule an appointment or check for availability, please click below or call 212 987-0100.